What is an annuity?  It is a deposit account, like a CD, with an insurance company.  Historically, fixed annuities have earned 2-3% more than CDs.  In addition, there are fixed indexed annuities that have performed 39% better than the S&P 500 since 2000.  Call our office today to see how you might get better rates of return with protection of your principle from a fixed annuity account.